We offer a comprehensive service for all your investment and protection needs:

• Pension Planning
  When do you want to retire and how much income will you need?
• Life Assurance
  How much cash would your family need to maintain their current lifestyle if you die prematurely?
• Income Protection
  Would you require a regular income or a cash sum if you suffered a serious illness or disability?
• Investments/Regular Savings
  Are you making the best use of any spare capital or surplus income?
• Mortgages
  Do you want to reduce your current mortgage outlay or are you moving home?

Your home may be repossessed if you do not keep up repayments on your mortgage

You can choose how we are paid for mortgages; pay a fee, usually 0.5% of the loan amount or we can accept commission from the lender.

The FSA do not regulate some forms of mortgage

Over time our aim is to expand the site to offer more services such as viewing your policies and portfolios securely on the site but we would welcome your feedback not only on the current content and presentation of the site but how you feel it could be improved or indeed what other services or information we could include to help you.

If you do have any suggestions please e-mail chris@ndtoytenby.co.uk

The General Insurance Services made available to you through our search engines are introduced by ourselves to a third party, however you can be assured the quotes you will receive will be some of the best available in today's marketplace.

We hope you find the site both useful and informative.